Healthcare services that are not covered by an insurance plan or healthcare program. These services typically fall outside the scope of coverage due to specific limitations or exclusions outlined in the policy.
Services aimed at preventing illness or disease, such as immunizations, screenings, and counseling, which are often included in healthcare coverage but may be excluded under certain circumstances.
Medical procedures performed to alter or enhance one’s appearance rather than to treat a medical condition, such as elective plastic surgery, cosmetic dermatology, and teeth whitening.
Medical treatments or procedures that are still under investigation or not yet proven to be safe and effective, including experimental drugs, therapies, and alternative medicine practices.
Procedures and interventions designed to assist individuals or couples in conceiving a child, such as in vitro fertilization (IVF), fertility drugs, and assisted reproductive technologies, which may be excluded from coverage due to cost or ethical considerations.
Non-emergency surgical procedures that are chosen by the patient rather than required for medical reasons, including elective joint replacements, cosmetic surgeries, and weight loss surgeries.
Non-conventional or complementary healthcare practices and treatments, such as acupuncture, chiropractic care, and massage therapy, which may be excluded from coverage or limited in scope by insurance providers.
Services provided to individuals who require assistance with daily activities due to chronic illness, disability, or old age, including nursing home care, assisted living facilities, and in-home care services, which may not be covered by standard health insurance plans.
Services related to dental and vision health, such as routine exams, cleanings, eyeglasses, and contact lenses, which may be excluded from comprehensive health insurance plans or offered as separate optional coverage.
Programs and services aimed at managing or reducing body weight, such as weight loss counseling, nutrition therapy, and bariatric surgery, which may not be covered by insurance due to being considered lifestyle interventions rather than medical necessities.